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Minimum Car Insurance Requirements by State
Every state in the United States has state minimum car insurance limits. Some states require just minimum liability insurance, while others require much more. Select your state to see what insurance is required where you live!
Alabama State Minimum Insurance Requirements
Alabama state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Alabama State Minimum Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
Alaska State Minimum Insurance Requirements
Alaska state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 50/100/25 coverage.
Alaska State Minimum Insurance:
- Bodily Injury Liability: $50,000/$100,000 Limit
- Property Damage liability: $25,000 Limit
Arizona State Minimum Insurance Requirements
Arizona state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 15/30/10 coverage.
Arizona State Minimum Insurance:
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage liability: $10,000 Limit
Arkansas State Minimum Insurance Requirements
Arkansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Arkansas State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
California State Minimum Car Insurance Requirements
California state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. This basic coverage is often referred to as 15/30/5 coverage.
California State Minimum Insurance:
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage liability: $5,000 Limit
Colorado State Minimum Car Insurance Requirements
Colorado state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Colorado State Car Minimum Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $15,000 Limit
Connecticut State Minimum Car Insurance Requirements
Connecticut state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Connecticut state law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $20,000 per injured person up to a total of $40,000 per accident. This basic coverage is often referred to as 20/40/10 coverage with 20/40 UM limits.
Connecticut State Car Insurance Requirements:
- Bodily Injury Liability: $20,000/$40,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $20,000/$40,000 Limit
Delaware State Minimum Car Insurance Requirements
Delaware state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Delaware State law also requires minimum Personal Injury Protection limits of $15,000 per injured person up to a total of $30,000 per accident. This basic coverage is often referred to as 15/30/10 coverage with 15/30 PIP limits.
Delaware State Car Insurance Requirements:
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage liability: $10,000 Limit
- Personal Injury Protection: $15,000/$30,000 limit
District of Columbia State Minimum Insurance Requirements
District of Columbia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. DC law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
DC State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Florida State Minimum Car Insurance Requirements
Florida state law requires minimum Property Damage Liability of $10,000. Florida state law also requires minimum Personal Injury Protection of $10,000. This basic coverage is often referred to as 10 PD coverage with 10 PIP limit.
Florida State Car Insurance Requirements:
- Property Damage liability: $10,000 Limit
- Personal Injury Protection: $10,000 Limit
Georgia State Minimum Insurance Requirements
Georgia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Georgia State Minimum Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
Hawaii State Minimum Car Insurance Requirements
Hawaii state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Hawaii state law also requires minimum Personal Injury Protection of $10,000. This basic coverage is often referred to as 20/40/10 coverage with 10 PIP.
Hawaii State Car Insurance Requirements:
- Bodily Injury Liability: $20,000/$40,000 Limit
- Property Damage liability: $10,000 Limit
- Personal Injury Protection: $10,000 Limit
Idaho State Minimum Insurance Requirements
Idaho state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Idaho State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $15,000 Limit
Illinois Minimum Car Insurance Requirements
Illinois state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. Illinois law also requires minimum Uninsured Motorist Bodily Injury limits of $20,000 per injured person up to a total of $40,000 per accident. This basic coverage is often referred to as 20/40/15 coverage with 20/40 UM limits.
Illinois State Minimum Insurance:
- Bodily Injury Liability: $20,000/$40,000 Limit
- Property Damage liability: $15,000 Limit
- Uninsured Motorist Bodily Injury: $20,000/$40,000 Limit
Indiana State Minimum Insurance Requirements
Indiana state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Indiana State Minimum Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
Iowa State Minimum Insurance Requirements
Iowa state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 20/40/15 coverage.
Iowa State Minimum Insurance:
- Bodily Injury Liability: $20,000/$40,000 Limit
- Property Damage liability: $15,000 Limit
Kansas State Minimum Car Insurance Requirements
Kansas state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Kansas law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. In addition, Kansas requires Personal Injury Protection of $4,500 for medical and $900 for work loss. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM.
Kansas State Minimum Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
- Personal Injury Protection: $4,500 Medical / $900 Work Loss Limit
Kentucky State Minimum Car Insurance Requirements
Kentucky state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Kentucky state law also requires minimum Personal Injury Protection of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 10 PIP.
Kentucky State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
- Personal Injury Protection: $10,000 Limit
Louisiana State Minimum Insurance Requirements
Louisiana state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 15/30/25 coverage.
Louisiana State Minimum Insurance:
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage liability: $25,000 Limit
Maine State Minimum Car Insurance Requirements
Maine state law requires minimum Bodily Injury Liability limits of $50,000 per injured person up to a total of $10,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. Maine law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $50,000 per injured person up to a total of $100,000 per accident. In addition, Maine requires Medical Payments coverage of $1,000. This basic coverage is often referred to as 50/100/25 coverage with 50/100 UM limits.
Maine State Car Insurance Requirements:
- Bodily Injury Liability: $50,000/$100,000 Limit
- Property Damage liability: $25,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
- Medical Payments: $1,000 Limit
Maryland State Minimum Car Insurance Requirements
Maryland state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. Maryland law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. In addition, Maine requires Personal Injury Protection of $2,500. This basic coverage is often referred to as 30/60/15 coverage with 30/60/15 UM limits.
Maryland State Car Insurance Requirements:
- Bodily Injury Liability: $30,000/$60,000 Limit
- Property Damage liability: $15,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $30,000/$60,000 Limit
- Uninsured/Underinsured Property Damage Liability: $15,000 Limit
- Personal Injury Protection: $2,500
Massachusetts State Minimum Car Insurance Requirements
Massachusetts state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. Massachusetts law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $20,000 per injured person up to a total of $40,000 per accident. In addition, Massachusetts requires Personal Injury Protection of $8,000. This basic coverage is often referred to as 20/40/5 coverage with 20/40 UM limits.
Massachusetts State Minimum Insurance:
- Bodily Injury Liability: $20,000/$40,000 Limit
- Property Damage liability: $5,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $20,000/$40,000 Limit
- personal Injury Protection: $8,000
Michigan State Minimum Car Insurance Requirements
Michigan state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Michigan law also requires Property Protection Insurance of $1,000,000 and Personal Injury Protection both Medical and Work Loss. This basic coverage is often referred to as 20/40/10 coverage.
Michigan State Car Insurance Requirements:
- Bodily Injury Liability: $20,000/$40,000 Limit
- Property Damage liability: $10,000 Limit
- Property Protection Insurance: $1,000,000
Minnesota State Minimum Car Insurance Requirements
Minnesota state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Minnesota law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. In addition, Minnesota requires Personal Injury Protection of $40,000. This basic coverage is often referred to as 30/60/10 coverage with 25/50 UM and 40 PIP.
Minnesota State Car Insurance Requirements:
- Bodily Injury Liability: $30,000/$60,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
- Personal Injury Protection: $40,000 Limit
Mississippi State Minimum Car Insurance Requirements
Mississippi state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Mississippi State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
Missouri State Minimum Car Insurance Requirements
Missouri state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Missouri law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
Missouri State Minimum Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
- Underinsured/Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Montana State Minimum Car Insurance Requirements
Montana state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Montana State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
Nebraska State Minimum Car Insurance Requirements
Nebraska state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Nebraska State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
Nevada State Minimum Insurance Requirements
Nevada state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 15/30/10 coverage.
Nevada State Minimum Car Insurance:
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage liability: $10,000 Limit
New Hampshire State Minimum Car Insurance Requirements
New Hampshire state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. New Hampshire law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. In addition, New Hampshire requires Medical Payments of $1,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
New Hampshire State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
- Medical Payments: $1,000
New Jersey State Minimum Car Insurance Requirements
New Jersey state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. New Jersey law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. In addition, New Jersey requires Personal Injury Protection of $15,000. This basic coverage is often referred to as 15/30/5 coverage with 15/30/5 UM limits.
New Jersey State Car Insurance Requirements:
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage liability: $5,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $15,000/$30,000 Limit
- Uninsured Property Damage liability: $5,000 Limit
- Personal Injury Protection: $15,000
New Mexico State Minimum Insurance Requirements
New Mexico state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
New Mexico State Minimum Car Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
New York State Minimum Car Insurance Requirements
New York state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. New York law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. In addition, New York requires Personal Injury Protection of $50,000. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
New York State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
- Personal Injury Protection: $50,000 Limit
North Carolina State Minimum Car Insurance Requirements
North Carolina state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. North Carolina law also requires minimum Uninsured Motorist Bodily Injury limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30/60/25 coverage with 30/60/25 UM limits.
North Carolina State Car Insurance Requirements:
- Bodily Injury Liability: $30,000/$60,000 Limit
- Property Damage liability: $25,000 Limit
- Uninsured Motorist Bodily Injury: $30,000/$60,000 Limit
- Uninsured Property Damage liability: $25,000 Limit
North Dakota State Minimum Car Insurance Requirements
North Dakota state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. North Dakota law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. In addition, North Dakota requires Personal Injury Protection of $30,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
North Dakota State Minimum Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
- Personal Injury Protection: $30,000
Ohio State Minimum Insurance Requirements
Ohio state law requires minimum Bodily Injury Liability limits of $12,500 per injured person up to a total of $25,000 per accident, and Property Damage Liability coverage with a minimum limit of $7,500. This basic coverage is often referred to as 12.5/25/7.5 coverage.
Ohio State Minimum Car Insurance:
- Bodily Injury Liability: $12,500/$25,000 Limit
- Property Damage liability: $7,500 Limit
Oklahoma State Minimum Insurance Requirements
Oklahoma state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage.
Oklahoma State Minimum Auto Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
Oregon State Minimum Car Insurance Requirements
Oregon state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. Oregon law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. In addition, Oregon requires Personal Injury Protection of $15,000. This basic coverage is often referred to as 25/50/20 coverage with 25/50 UM limits.
Oregon State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $20,000 Limit
- Uninsured/Underinsured Bodily Motorist Injury: $25,000/$50,000 Limit
- Personal Injury Protection: $15,000
Pennsylvania State Minimum Car Insurance Requirements
Pennsylvania state law requires minimum Bodily Injury Liability limits of $15,000 per injured person up to a total of $30,000 per accident, and Property Damage Liability coverage with a minimum limit of $5,000. Pennsylvania state law also requires minimum First Party Benefits (PIP) of $5,000. This basic coverage is often referred to as 15/30/5 coverage.
Pennsylvania State Car Insurance Requirements:
- Bodily Injury Liability: $15,000/$30,000 Limit
- Property Damage liability: $5,000 Limit
- First Party Benefits (PIP): $5,000 Limit
Rhode Island State Minimum Car Insurance Requirements
Rhode Island state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. Rhode Island law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
Rhode Island State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
South Carolina State Minimum Car Insurance Requirements
South Carolina state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. South Carolina law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 25/50/25 coverage with 25/50/25 UM limits.
South Carolina State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
- Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
- Uninsured Property Damage Liability: $25,000 Limit
South Dakota State Minimum Car Insurance Requirements
South Dakota state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. South Dakota law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/25 coverage with 25/50 UM limits.
South Dakota State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $25,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
Tennessee State Minimum Insurance Requirements
Tennessee state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. This basic coverage is often referred to as 25/50/15 coverage.
Tennessee State Minimum Car Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $15,000 Limit
Texas State Minimum Auto Insurance Requirements
Texas state law requires minimum Bodily Injury Liability limits of $30,000 per injured person up to a total of $60,000 per accident, and Property Damage Liability coverage with a minimum limit of $25,000. This basic coverage is often referred to as 30/60/25 coverage.
Texas State Minimum Insurance:
- Bodily Injury Liability: $30,000/$60,000 Limit
- Property Damage liability: $25,000 Limit
Utah State Minimum Car Insurance Requirements
Utah state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $65,000 per accident, and Property Damage Liability coverage with a minimum limit of $15,000. Utah State law also requires a minimum Personal Injury Protection limit of $3,000. This basic coverage is often referred to as 25/65/15 coverage with 3 PIP limit.
Utah State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$65,000 Limit
- Property Damage liability: $15,000 Limit
- Personal Injury Protection: $3,000 Limit
Vermont State Minimum Car Insurance Requirements
Vermont state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Vermont law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $50,000 per injured person up to a total of $100,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage with 50/100/10 UM limits.
Vermont State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $50,000/$100,000 Limit
- Uninsured Property Damage liability: $10,000 Limit
Virginia State Minimum Car Insurance Requirements
Virginia state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. Virginia law also requires minimum Uninsured/Underinsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25/50/20 coverage with 20/50/20 UM limits.
Virginia State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $20,000 Limit
- Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000 Limit
- Uninsured/Underinsured Property Damage Liability: $20,000 Limit
Washington State Minimum Insurance Requirements
Washington state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 25/50/10 coverage.
Washington State Minimum Car Insurance:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
West Virginia State Minimum Car Insurance Requirements
West Virginia state law requires minimum Bodily Injury Liability limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. West Virginia law also requires minimum Uninsured Motorist Bodily Injury limits of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage with 20/40/10 UM limits.
West Virginia State Car Insurance Requirements:
- Bodily Injury Liability: $20,000/$40,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured Motorist Bodily Injury: $20,000/$40,000 Limit
- Uninsured Property Damage Liability: $10,000 Limit
Wisconsin State Minimum Car Insurance Requirements
Wisconsin state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. Wisconsin law also requires minimum Uninsured Motorist Bodily Injury limits of $25,000 per injured person up to a total of $50,000 per accident. This basic coverage is often referred to as 25/50/10 coverage with 25/50 UM limits.
Wisconsin State Car Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $10,000 Limit
- Uninsured Motorist Bodily Injury: $25,000/$50,000 Limit
Wyoming State Minimum Insurance Requirements
Wyoming state law requires minimum Bodily Injury Liability limits of $25,000 per injured person up to a total of $50,000 per accident, and Property Damage Liability coverage with a minimum limit of $20,000. This basic coverage is often referred to as 25/50/20 coverage.
Wyoming State Auto Insurance Requirements:
- Bodily Injury Liability: $25,000/$50,000 Limit
- Property Damage liability: $20,000 Limit
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